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A #MoneyMoment with Active Budgeter

Meet Abiola. Lover of Asian food and founder of Active Budgeter. We bring you another Full length #MoneyMoment interview with one of our favourite content creators to go to for all the resources. You can find the great work that Abiola is doing by visiting www.activebudgeter.com and following the account across all the socials, @activebudgeter



 

What is the mission of active budgeter?


Talking about money should not be boring!  


I am the Founder of Active Budgeter www.activebudgeter.com , a money management platform on a mission to increase financial literacy around the world by providing meaningful budgeting tools and resources.


I built this platform as I was frustrated about the financial content I was exposed to because it was too lengthy and technical. I am here to simplify the way we talk about money with a hint of personality.


If you were to tell us about one high and one low of your financial journey so far, what would they be?


One high is the satisfaction of having a budget tracker, it has literally kept me organised and has allowed me to have peace of mind. The inner nerd in me, motivated me to build automated trackers and play with formulas via an excel sheet to help forecast my budget for more than 3 years in advance. Now I have been able to share with others who are on a mission to build wealth.


One low was a few years back when I had to touch my savings to help with a personal emergency. This was a big eye opener for me as it reminded me that there is only so much that one can control in life and things can happen unexpectedly. Since then, I have made a very conscious effort to put money away each month for a rainy day. That is why I encourage people to have an emergency fund.


What’s your first money memory?


When I was 10, I remember selling stickers for such a small cost to my friends . Thinking about it makes me laugh as there was always a high demand for stickers. I had a wide variety of them from glitter to metallic. Everyone wanted them to stick on their exercise books and diaries. I remember getting excited to buy sweets with the money I made and saved half into my money jar that my parents gave me. Seeing the money grow got me really excited.


What is one thing you would tell your younger self about money?


When things are on sale you don’t always have to buy it.


I used to instantly buy things during the 50% and 70% sales and ended up buying things I didn't really need. As sales were advertised for a limited time I didn't want to miss out, and always thought that I was saving money.


Now I practise more self control and I am more selective with things I purchase. I also prefer to go to outlets to get quality items for a reduced price. Good thing is that outlets are always there regardless of seasons.


Tell us your favourite investment tip


I am Inspired by Warren Buffet. He shared his wisdom by stating that you should not invest in businesses that you don’t fully understand. So in other words it is important to do your research before making an investment.


If you could do a Ted Talk on the one topic you were passionate about, what would it be and why?  


My Ted Talk would be about vision boards and money.  All attendees would be encouraged to dress as their future self, bring a vision board or a letter to their future self.


The main reason for this is that vision boards are so powerful and with so much going on in our society, one needs to stay focused. I can literally testify to how much vision boards have  helped me.  It is important to have a vision whilst saving money as it keeps you motivated and accountable. We are in a digital age, and there are so many ways to generate revenues and we do not want to miss out on that!


Thank you Abiola for a great #MoneyMoment.


Fempire Finance

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