We’ve got to be completely honest, we are utterly obsessed with one Instagram account that’s not ours. It's Mixed Up Money, an award-winning Canadian personal finance website with a FABULOUS Instagram account full of illustrations and graphics that as a group of 20-something year old females, we can definitely relate to. Alyssa is the Wonder Woman behind Mixed Up Money.And the proof is in the pudding, Alyssa has reached some amazing financial goals whilst running such as Mixed Up Money, such as paying off $15,000 of debt, doubling her income and net worth, buying her dream home and releasing a journal to help us accomplish our financial goals. We were lucky enough to speak to Alyssa as part of our interview series.
1. What is the mission of Mixed Up Money?
My hope with Mixed Up Money has always been to encourage women in a safe and relatable way, to let them know that it's never too late to get your financial life together. Money is intimidating and emotional, but the more we normalise these conversations, the easier it becomes.
2. If you were to tell us about one high and one low of your financial journey so far, what would they be?
My low was absolutely five years ago when I had five figures of consumer debt. It's harder to choose a high because once I paid off my debt, it's been easier to accomplish all of my goals. If I had to choose, though, I'd say increasing my income year over year!
3. What’s your first money memory?
My first pay-check when I was 15, and having that feeling of 'wow, I can do whatever I want with this money.'
4. What is one thing you would tell your younger self about money?
Start investing as soon as possible!
5. Tell us your favourite money tip for autumn/winter?
Winterise your life so that you can save yourself down the line from a potential financial emergency. Put on your winter tires, put your outdoor items in storage. In other words, always take care of your assets.
6. If you could do a Ted Talk on the one topic you were passionate about, what would it be and why?
This is such a good question, omg. If I had to choose it would be why having multiple streams of income is the most beneficial thing you can do for yourself and your money. You are never secure with one stream of income. If something happens to you or your job tomorrow, it's important you have a back up plan.
7.Could you give us a day in the life of your typical spending?
7AM - $5.25 CAD on Starbucks coffee (I am the worst)
Nothing the rest of the day (because I work remotely and never leave my house)
You can buy the 100-Day Financial Goal Journal by Alyssa on Amazon